If you`re a TD Canada Trust Visa Infinite cardholder, it`s essential to understand the terms and conditions outlined in the Cardholder Agreement. This agreement sets out the terms and conditions that govern your use of the account, including fees, interest rates, rewards, and payment terms.
Before you begin using your Visa Infinite card, take some time to review the Cardholder Agreement and get familiar with its content. Here are some key points to keep in mind:
• Fees and Interest Rates: Your Cardholder Agreement will detail the fees associated with your Visa Infinite card, including annual fees, foreign transaction fees, and cash advance fees. It will also outline the interest rates for purchases, balance transfers, and cash advances. Be sure to review this information carefully so you understand the costs associated with your account.
• Rewards Program: The TD Canada Trust Visa Infinite card offers a rewards program that allows you to earn points for every dollar you spend. Your Cardholder Agreement will provide information on how to redeem your points and the rewards available to you. It`s important to note that rewards programs can be subject to change, so be sure to stay up-to-date on any updates or modifications to the program.
• Payment Terms: Your Cardholder Agreement will outline the payment terms for your Visa Infinite account, including the due date, minimum payment amount, and any late fees or penalties. It`s important to make your payments on time to avoid fees and to maintain a good credit score.
• Liability for Unauthorized Charges: If your Visa Infinite card is lost or stolen, your Cardholder Agreement will detail your liability for unauthorized charges. In general, you are not responsible for unauthorized charges made to your account, but it`s important to report any suspicious activity to TD Canada Trust as soon as possible.
When reviewing your Cardholder Agreement, pay attention to the fine print and any additional documents or disclosures that may be included. If you have any questions or concerns about the terms and conditions outlined in the agreement, don`t hesitate to contact TD Canada Trust for clarification.
Understanding your rights and responsibilities as a TD Canada Trust Visa Infinite cardholder is crucial to using your account responsibly and making the most of the rewards and benefits available to you. With careful review of the Cardholder Agreement and a commitment to responsible credit use, you can enjoy the convenience and security of your Visa Infinite card.